An app walkthrough can be found here on YouTube.

DimeIn is really helpful when you are planning some type of group event, activity, or future group purchase where you are unsure who exactly is truly interested or committed and you want to get the headcounts and costs finalized before fronting any group expenses.

DimeIn is particularly helpful at avoiding situations where one person (most likely the group organizer) is left with a large financial burden because others didn’t pay their share in a timely manner, or at all. Even just one guest not paying their share can be expensive, let alone having to chase down multiple unpaid guests.

DimeIn offers 3 event types you can select from for the most common group expense scenarios:

Grand Total To Split for when the cost of the activity is fixed, like a giant AirBnB cabin. The more people you can get to go, the less each person has to pay. Another example: a bunch of friends are trying to chip in for a specific birthday gift purchase for a friend; the more that chip in, the less each person has to pay.

Fixed Cost Per Person for when you are buying tickets for the group (or T-shirts, etc.) and just need to know how many to buy because you’ve got to buy them all at once. Like going to an NBA basketball game; you want to make sure you’re all seated together, but you certainly don’t want to accidentally buy more tickets than you need.

Pay What You Want for when you are collecting from coworkers or friends for someone’s birthday – it’s less about getting the same amount from each person, rather you are looking to collect however much people are willing or able to contribute.

DimeIn really works its magic when you're planning a purchase ahead of time.

Curious about more specific Use Cases? See our Use Cases page.

DimeIn and Splitwise actually complement each other really well. We’re big fans of Splitwise. It’s great for tracking miscellaneous expenses that come up over the course of a weekend trip, and then of course makes it easy to settle everything out at the very end.

DimeIn is more-so for BEFORE the trip, where you are looking to book the AirBnB or other large purchases or activities.

Let’s say you and your friends are talking about getting a really nice suite in Vegas for a weekend visit, but it’s pricey and you just want everyone's money before booking it to play it safe, or you’re just not sure if everyone is really serious about going in on the more premium experience.

You would use DimeIn to get everyone’s money in-hand before actually booking the room. This way you don’t get screwed if things don’t end up coming together.

Screwed could be as bad as you booked the room and didn’t realize the reservation was non-refundable, or screwed could mean you're eating cancellation fees on your own. Both scenarios should be avoided.

DimeIn helps you avoid that situation entirely by helping you collect money upfront, whereas Splitwise tends to work better for smaller ad-hoc purchases over the course of the weekend. Splitwise works particularly well for groups of people who know each other already. The reason we say that is because Splitwise is great at doing all the math to settle everything up, but it doesn’t do anything to help with actually collecting the money – that’s all still on the organizer.

Collctiv is one of the most similar apps to DimeIn that we’ve found so far, but we would say they are closer to a GoFundMe in how they facilitate collecting money from a group. Heck, they literally call themselves the PayPal Money Pools alternative ever since it was shut down in 2021.

The issue with these money pool apps like Collctiv, PayPal Money Pools, and GoFundMe is there is minimal or no participant accountability -- the organizer sets up their event and sends the link out into the ether.

The only way to get your activity funded is to spam your group until enough or all of the participants contribute. In most cases, these apps don’t have individual participant payment tracking or status tracking.

DimeIn is all about accountability. The DimeIn app captures participants' phone numbers so that we can send automated reminders to those who haven't paid, but also to those that have paid to encourage them to help remind those who haven't yet. The goal is to help share the onus of organizing and coordinating across the group as a whole, rather than it just being on the organizer. Collctiv does show who has paid, but those who havn’t get to continue to lurk in the shadows.

The combination of reminders coming from DimeIn, the organizer, and fellow participants keeps the momentum going for your fundraiser, preventing it from dying on the vine. The combination creates some FOMO for those still on the fence because they’re being encouraged to join in from multiple different people in the group, and not just the organizer. No one likes being naggy…

A final, important one: Collctiv charges fees on each contribution, whereas DimeIn is currently entirely free to use.

DimeIn is free to use and will continue to be for the foreseeable future!

Short answer: whatever payment method the organizer wants. While setting up an event, the organizer is prompted to enter how they prefer to be paid. The organizer can write in whatever they want, such as “Pay me via Venmo @tom-beckett, Apple Pay, or cash”.

Longer answer: DimeIn doesn't actually touch any of the money. The organizer writes in their preferred ways to receive money (PayPal, Cash app, Zelle, actual cash, etc.) and then all payments happen "off-platform". DimeIn doesn’t transfer money, but it does track it.

If none of the money is actually moving through the DimeIn app, how does DimeIn track who has Paid and who hasn’t? When a participant views the DimeIn event web page, they can see all of the event details, such as what it’s for, how many people are invited, how much it’s going to cost, when the deadline to pay is, and who has and hasn’t paid already.

On that same page, the participant taps a button to indicate they’ve Paid, or they can hit a button to Decline their attendance.

If a participant hits the Paid button, the organizer is notified to approve the payment. In most cases, the organizer will see the notification pop up and go “Oh yea, I saw Ashley’s Zelle for this earlier this morning”, and then confirm the payment. If the organizer isn’t sure or doesn’t remember, they can quickly just go check their Venmo feed, ApplePay transactions, etc. And if the organizer was paid in cash, they can update the participant to Paid right on the spot.

If a participant hits the Decline button, their status is automatically updated on the event roster.

All payments are approved by the organizer before any participant’s status is changed to Paid. This is to prevent abuse, such as if a participant indicates they've paid, but they really haven't yet.

See the explanation above about how DimeIn handles payments for additional context, but to answer this question quickly: DimeIn doesn’t directly process any payments, rather, it just facilitates them. DimeIn is not like a Kickstarter where we collect the payment details, but don't run the cards until the very end of the campaign; money moves in real-time.

In the event a DimeIn fails or is canceled by the organizer, the organizer will need to issue refunds to those who paid. DimeIn makes it easy to track who you have and havn’t issued refunds to.

See the above answer to the question “What payment methods does DimeIn accept / How does DimeIn handle payments?” to better understand how DimeIn verifies when participants have paid.

Nope! Only the group organizer downloads an app. This is by design. The people in your group who are slow to pay or commit to things are not going to download an app to make your life easier, and that was top of mind when designing DimeIn.

While the organizer’s experience is through our mobile app, participants interface purely through web pages that are unique to each event. If they’ve got access to the internet, they can participate with your DimeIn. Your guests have no excuse for not being able to pay you.

How It Works for Participants: the organizer creates the DimeIn and shares the link to it in the existing group chat (group text, Facebook Messenger, email – wherever). Your guests click on the link, select their name from the event roster, enter their phone number, and then view the event details.

From there they can decide to participate or let you know that they will not be participating by tapping on the Paid or Decline buttons on that page. This entire flow is on a web page, so there is no app to download for them. It’s all very quick and frictionless for your Participants.

To make DimeIn even more excuse-proof, for participants who just don’t want to fuss around with anything — they can pay you “offline” and the organizer can quickly mark them Paid or Declined manually in the app.